Press-and-hold spinner buttons repeat by 1000; floor compound interest growth (securities and real estate) and pension lump sum to nearest 1000 throughout
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This commit is contained in:
2026-07-08 20:49:34 +02:00
parent fb57ec5549
commit 9609de67ae
2 changed files with 64 additions and 14 deletions
+12 -8
View File
@@ -1,4 +1,5 @@
import { AHV_COUPLE_CAP_FACTOR, AHV_MAX_PENSION_PER_YEAR } from "@/lib/constants";
import { floorToThousand } from "@/lib/format";
import type { HouseholdInput, PhaseInput, PlanInput } from "@/lib/types";
export interface SecurityComputed {
@@ -70,16 +71,19 @@ export interface PlanComputed {
totalSavingsWarnings: number;
}
// Alle Zwischen- und Endwerte werden auf ein Vielfaches von 1'000 abgerundet (siehe
// lib/format.ts): nur so bleiben Betraege, die spaeter bei einem Verkauf oder Uebergang
// auf Wertschriften verteilt werden muessen, ueberhaupt vollstaendig verteilbar.
export function computeSecurityYearlyValues(
startValue: number,
expectedReturn: number,
annualContribution: number,
durationYears: number
): number[] {
const values = [startValue];
const values = [floorToThousand(startValue)];
for (let year = 1; year <= durationYears; year++) {
const previous = values[year - 1];
values.push(previous * (1 + expectedReturn / 100) + annualContribution);
values.push(floorToThousand(previous * (1 + expectedReturn / 100) + annualContribution));
}
return values;
}
@@ -91,11 +95,11 @@ export function computeRealEstateYearly(
amortization: number,
durationYears: number
): { marketValues: number[]; mortgages: number[] } {
const marketValues = [marketValue];
const mortgages = [mortgage];
const marketValues = [floorToThousand(marketValue)];
const mortgages = [floorToThousand(mortgage)];
for (let year = 1; year <= durationYears; year++) {
marketValues.push(marketValues[year - 1] * (1 + valueGrowth / 100));
mortgages.push(Math.max(0, mortgages[year - 1] - amortization));
marketValues.push(floorToThousand(marketValues[year - 1] * (1 + valueGrowth / 100)));
mortgages.push(floorToThousand(Math.max(0, mortgages[year - 1] - amortization)));
}
return { marketValues, mortgages };
}
@@ -111,7 +115,7 @@ function computeRetirement(
ahvAmount: info.ahvAmount,
pkPensionAmount: info.pkPensionAmount,
lumpSumAmount: info.lumpSumAmount,
lumpSumNet: info.lumpSumAmount * (1 - info.lumpSumTaxRate / 100),
lumpSumNet: floorToThousand(info.lumpSumAmount * (1 - info.lumpSumTaxRate / 100)),
}));
const ahvSum = perPerson.reduce((sum, p) => sum + p.ahvAmount, 0);
@@ -182,7 +186,7 @@ function computePhase(
// Vereinfachung gemaess TDD 3.3: Gewinn = Verkaufspreis - urspruenglich erfasster Startwert
const gain = Math.max(0, re.salePrice! - re.marketValue);
taxAmount = gain * (re.saleTaxRate / 100);
saleNetProceeds = re.salePrice! - taxAmount;
saleNetProceeds = floorToThousand(re.salePrice! - taxAmount);
}
return {
id: re.id,