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Behebt die Nominal/Real-Inkonsistenz (Bug #1): Einkommen/Ausgaben werden neu Jahr fuer Jahr indexiert (eigenes Feld teuerungsausgleich je Element, Default = Phaseninflation; Renten nominal fix = 0%). Vermoegen verzinst weiterhin nominal. Cash: neues systemseitiges, immer sichtbares Element (0% Verzinsung, kein DB-Row - synthetisch in computePlan). Ist der Ausgleichstopf = "verfuegbares Kapital fuer Investments": cash_delta(t) = quote(t) - geplante flache Jahresraten (3a/Vermoegen/Amort./ Tilgung); Cash laeuft ueber Phasen fort, darf negativ werden (rot). Der Verteilzwang und die harten Sparraten-Caps entfallen. Ruin: Gesamtvermoegen (inkl. Cash) je Jahr; erstes Unterschreiten von 0 -> Ruin-Alter (Person A), Anzeige als Banner + Zeitachsen-Marker. Phasenkopf neu: Einkommen/Ausgaben Start->Ende, Quote Beginn/Ende, Cash Start->Ende, Vermoegen inkl. Cash, Realwert. Inflation-Deflator neu pro Jahr (Math.pow ^Dauer). Golden Tests (vitest) 1-4 + Renten-0% + Fortschreibung gruen (Test1 761'654/565'928, Test2 Ruin Alter 94). Co-Authored-By: Claude Opus 4.8 <noreply@anthropic.com>
This is a Next.js project bootstrapped with create-next-app.
Getting Started
First, run the development server:
npm run dev
# or
yarn dev
# or
pnpm dev
# or
bun dev
Open http://localhost:3000 with your browser to see the result.
You can start editing the page by modifying app/page.tsx. The page auto-updates as you edit the file.
This project uses next/font to automatically optimize and load Geist, a new font family for Vercel.
Learn More
To learn more about Next.js, take a look at the following resources:
- Next.js Documentation - learn about Next.js features and API.
- Learn Next.js - an interactive Next.js tutorial.
You can check out the Next.js GitHub repository - your feedback and contributions are welcome!
Deploy on Vercel
The easiest way to deploy your Next.js app is to use the Vercel Platform from the creators of Next.js.
Check out our Next.js deployment documentation for more details.