5 Commits

Author	SHA1	Message	Date
admGitAICDS	b775ab77cb	Rework core model: financial elements as plan-wide entities across phases; derived phase types (Erwerb/Pension/Misch) with retirement-capped durations and per-plan retirement age; AHV (gap years + couple ceiling), PK payout/annuity, 3a, real estate, other assets/debts; horizontal timeline with retirement markers; phase x element matrix with detail panel; savings/consumption quota + available-capital key figures with red status	2026-07-13 07:55:58 +02:00
admGitAICDS	685ff46c27	Major rework: multi-user accounts (register/login, per-user data isolation), new layout with sidebar/dashboard/profile menu, matrix phase view with collapsible category columns, life timeline with ages per phase, live budget capping, collapsible transitions, mobile support	2026-07-11 17:31:18 +02:00
admGitAICDS	e9dacc2026	Rework real estate model: purchase price + mortgage + amortization only, no appreciation; amortization counts against savings quota; sale price/tax entered at transition time with correct mortgage payoff; carry over income/expenses to new phases	2026-07-08 21:35:10 +02:00
admGitAICDS	a1e689167c	Automate transition: carried-over securities auto-appear in next phase, sale proceeds tracked as incoming capital with allocation status indicators	2026-07-08 20:20:20 +02:00
admGitAICDS	4f990c9686	Initial commit: FPT Financial Planning Tool	2026-07-08 19:19:39 +02:00